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Changes to insurance format in Ireland
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TOPIC: Changes to insurance format in Ireland
#8279
Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 3
I've been searching for an mr2 for the last 3 months. I got insurance quotes on a few for €1300 about 2 month ago which is the same I'm currently paying on my 2.4 Audi a6. I continued my search for a nice 2 anyway and found one which caught my eye today. I rang fbd(my current insurer) and was told that they will no longer quote me. I asked why and I was told that a new revised system has been implemented for the classification of cars. The person I was on to told me I'd have to be 26 with 5 years no claims if they were even to consider insuring me on an mr2. Unfotunatly I'm 23 at the minute, and to be told I have to wait 3 years to own an mr2 was a bit of a blow to say the least. I checked my email to see if any of the quotes I had previously got were still valid and the last quote expired 2 weeks ago. I rang round a few more insurance companies but to no avail. To be honest I feel sick about the whole situation! Looks like il have to wait 2 years and try classic insurance.

Now that I'm done with my rant, does anyone have any information on these new policies?
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#8280
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 38
dunno anything bout new policys but im 23 with 5 years no claims insured in a rev 3 turbo with quinn direct.890 euro fully comp.you should give em a call.
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#8282
Re: Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 314
You could try Quinn, or First Ireland..
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#8284
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 102
maybe try getting quotes on a mk1 until you're in a positon to get a mk2. I'll be 23 with 4yrs ncb at my next renewal and I have a bad feeling my premium is going to sky rocket. If that's the case I'll prob consider looking at mk1's
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#8286
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 58
Wow, I don't understand but looks like there is never a permanent rule going on here in Ireland about car taxes, insurances, etc. As for now I don't have to worry but I'm starting to think that saving money to buy the MR2 will not be the only worry, insuring the car is the biggest issue of all.
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#8306
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 59
I've renewed today with Quinn on my turbo. €1000.96 fully comp with windscreen cover. I'm 24 with 5 years NCB, no points or convictions. Give Quinn a ring sure.
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#8307
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 23
As far as I know (i may be wrong) but, if you're an existing customer, your current provider must quote you on any vehicle (they could just say €10,000 to get rid of you) Their only way out of it is if they "modify" your current policy as Hibernian did with me! i.e dropping my premium by 50 quid and only offering 3rd party insurance! Try 123.ie €753 comp with all possible covers, abroad, windscreen blah blah, 25 no points no convictions full NCB. Loads of guys here with Quinn but they wouldnt quote me for some reason!

&@RR87 The government have their fingers in every pie in this country! From insurance, tax, VRT, income levy, PRSI and PAYE and the new fangled water tax for 2011 (were surrounded by it for christs sake) to petrol and the enevitable bottle of Vodka you'll drink after taking the hit on all such costs!

@en2siast for insurance info check here ----> www.mr2.ie/index.php/mr2-forum/10-genera...-what-are-you-paying
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#8311
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 102
dan wrote:
I've renewed today with Quinn on my turbo. €1000.96 fully comp with windscreen cover. I'm 24 with 5 years NCB, no points or convictions. Give Quinn a ring sure.

that seems a decent quote, was that up or down on last year?
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#8320
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 59
Near enough the exact same. Think it went down a tiny bit.
dan
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#8324
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 25
defo try quinn, i'm 22, no NCB, 2 points on a Rev3 Turbo for 2 grand. its a lot but so worth it!!
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#8348
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 3
im really confused. im just off the phone to quinn and i tried getting a quote for an mr2 n/a and i was told that quinn dont insure that car full stop!!! Im 23 with four years NCB so i realise that insurers would view me as "high risk" but this is getting ridiculous. i informed her that i had contact with nemerous people that were insured in MR2s with quinn and were a similar age as myself and she told me that it wasnt possible! I asked for a list of cars that quinn would have no problem insuring someone in my position in and i was told that they cant give out that information so i told her it was fine and id ring back in a few mins with a list of about 50 cars! im going to ring back now and try my luck on a turbo, not 2 hopeful tho! i have no penalty points, no accidents and i dont live in a bad area, i understand im a young male but i didnt think a n/a 2ltr would cause much of a problem! hopefully i will be able to update with some good news soon.......
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#8357
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 59
Ireland sucks that way. It was easy when I lived in England. Quotes were cheap and you knew what you were going to get! Over here you think you're covered only to find out that they'll bend you over! No agreed value, no like for like, no competitive quotes for modifications, etc. Ireland really really does suck when it comes to cars full stop.

VRT is a joke.
Tax is about 7 times what it is in England.
Our roads are a joke.
Insurance companies don't care/are crap.
We have no high octane petrol.

dan
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#8358
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 3
Just off the phone to quinn again and i was told the same for an MR2 turbo (surprise surprise). i got a little more info tho. i was told it was a term 3 car which is classed as a high performace car and she assured me that Quinn will point blank refuse anyone, no matter what age or circumstance, who is looking to start a new policy for an mr2. Id love to see if anyone else can get a quote if anyone has a spare few mins? Now to try another insurer......
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#8360
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 59
Go online and get your quote!
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#8361
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 328
en2siast wrote:
Id love to see if anyone else can get a quote if anyone has a spare few mins? Now to try another insurer......

I know the feeling, I couldn't get an insurance quote of them either on line or on the phone, 35, full NCB, etc. all the good stuff.

Must have seen me driving the car (on track of course)
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#8364
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 3
ive tried about 5 or 6 online quotes today and not one has been able to prvide me with a quote. just about to try 123.ie now....
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#8365
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 314
You might be able to get the insurance on a micra or something, then swap it to an mr2 when your policy is in action.
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#8367
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 3
very sneaky Quandry but i like it! Finally i have some good news to report!! i managed to get an online quote from 123.ie for €1,213.17 fully comp! now i just have to sort out my finances and buy the car in the next day or 2 before they change their minds! cheers for all the help lads, its much appreciated!
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#8369
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 3
You should try insure.ie - They got me insured on my MRS for 1500, and I'm on a provisional license.
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#8370
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 3
Sorry - just saw your reply now... 1213.17... very nice!!
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#8374
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 314
Another one to call is www.brittoninsurance.com they are ok for modified cars too..
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#8377
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 3
I used to be insured with Britton Insurance. I would say be careful with them. When I was between MRS's I had a 206 for 8 months. It was parked outside my mates house one night, and some drunk guy crashed into it and wrote it off. Britton use another company to deal with you, and I found them to be horrible.
For example, they refused to get the guy's details from the cops. I had to do that they said, and it took me over a month to get the details from the cops because every time I tried the cop was either off that day or was out in the car. Until I had the guy's details I could not get someone to come out and assess the car and advise it was a write off.

I would have expected my insurance company to do that at least.
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#8386
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 59
I live quite near Britton Insurance and know most of the girls working there (they're all girls btw ) they're just a brokers at the end of the day. Don't they just do the leg work? As in they ring around and get you a quote? They're not an underwriter like Quinn, FBD, Hibernian, etc.
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#8449
Re:Changes to insurance format in Ireland 10 Years, 11 Months ago Karma: 25
strange about what quinn said. i was told the same story the other day about a 300ZX TT. Class 3 blah blah. But as i said, I'm a 22 year old male, 2 points, NO NCB and Full Licence only over a year. The thing to do is as Quandry said, get insured on some banger, then in a week or two, transfer your insurance telling them that you have sold the previous car and have the MR2 sitting in your driveway

nothing they can do! as for that girl saying that it is impossible your know people driving MR2's, i dont mind if you want to use me as an example? i will happily give Quinn the finger! i can give you my contact details and policy number. just let me know.

oh and i hate you for the quote you got!
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Last Edit: 2010/04/22 10:48 By SteveH.
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